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All agents are NOT alike! I had over $18,000,000 in sales in 2009. WORK WITH A PROFESSIONAL. Call me: 732-614-1429 cell.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Betty Laboska is one of The Top
Selling Real Estate Experts™
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WELCOME TO MY WEBSITE WHERE I CAN HELP YOU FIND YOUR NEW HOME IN FREEHOLD, MANALAPAN, MARLBORO, MILLSTONE, JACKSON AND THE SURROUNDING AREAS. IF YOU WANT TO SPEAK TO ME RIGHT NOW, PLEASE CLICK HERE TO CALL NOW. IF YOU ARE SEARCHING FOR A NEW HOME OR NEED A TOP PRODUCING AGENT TO LIST YOUR HOME, YOU HAVE COME TO THE RIGHT PLACE.  Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Manalapan, Jackson and Freehold real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Monmouth and Ocean County real estate agent, I have the experience and track record you are looking for. Please let me help. - Betty Laboska |
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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Where are the highest median price homes in the United States currently located?
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| A |
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area. |
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- NUMBER1EXPERT™ 
