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About Appraisals >Working With Appraisers

After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.

The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.

If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.

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Q	Where are the highest median price homes in the United States currently located?
A	According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Betty Laboska, REALTORŽ, real estate agent and broker for Manalapan, Jackson and Freehold New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Laboska
RE/MAX Prestige
3352 Route 9 South
Freehold, NJ 07728
12 Spencer Drive
Cell: 732-614-1429
Office: 732-462-0030
Home Office: 732-833-4290
Fax: 866-482-9290
7326141429: 7326141429
Email: bettylaboska@NUMBER1EXPERT.com
Personal: bc21lab@yahoo.com
bc21lab@yahoo.com: bc21lab@yahoo.com
bc21lab@yahoo.com: bc21lab@yahoo.com
bc21lab@yahoo.com: bc21lab@yahoo.com
Hi. I am Betty Laboska from RE/MAX Prestige. Thanks for stopping by. I am a very successful Realtor who specializes in selling homes in Monmouth and Ocean Counties. I have had over $100,000,000 in sales since 2003. I had my best year in 2009 with over $18,000,000 in sales. I believe that I stand out among other real estate agents because of my dedication to my clients. I have been told that I possess qualities of honesty and integrity, which, unfortunately, seem to be rare in this industry. My client's are my NUMBER ONE priority. I can be reached by phone from 8 o'clock in the morning until 10 o'clock at night. I have decided to devote this portion of my life to two things.....selling Real Estate and spending time with my grandchildren Mackey and Logan. Once you get to know me, you'll understand why my clients are so comfortable with me. My motto is providing "Service with the Golden Touch." and I strive to do just that every day. If you're looking for someone to help you buy or sell a house, you have come to the right place. Just get comfortable, have a seat and feel free to browse through my site. If you have questions about any properties, whether they are listed with me or not, don't hesitate to call me. I will be here to provide you with the service that you need and deserve. Work with me because "I GET RESULTS."

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