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First Time Homebuyers: Manalapan, Jackson and Freehold New Jersey home buying, real estate listings, and homes for sale in Monmouth, Ocean and Middlesex County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Manalapan, Jackson and Freehold real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Real Estate Contracts >Deadlines

Both buyer and seller should be aware of all of the deadlines in their purchase agreement. Each contract is different, but there are usually time limits covering the structural contingency, the financing application, the loan commitment, and the closing.

If you are a careless buyer, you could lose your right to ask a seller to pay for needed repairs. There may be a limit on the time the seller has to respond to the buyer's request to complete repairs that are not required by the contract. Failure to apply for your mortgage on time may place your deposit at risk if the loan is denied. In many cases, the agreement can be declared null and void by the seller if financing is not approved within the time frame set forth in the contract. A delayed closing can cost the sellers money, and they may ask the buyer to reimburse these expenses.

Work closely with your real estate agent to ensure that all of your transaction deadlines are met.

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Q	Which islands are considered the largest islands in the US?
A	The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Betty Laboska, REALTORŽ, real estate agent and broker for Manalapan, Jackson and Freehold New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Betty Laboska
Century 21 Mack-Morris Iris Lurie, Inc.
47 Route 9 South; PO BOX 193
Marlboro, NJ 07746
Cell: 732-614-1429
Office: 732-536-2228
Home Office: 732-833-4290
Fax: 732-833-4291
Email: bettylaboska@NUMBER1EXPERT.com
Hi. I am Betty Laboska of Century 21 Mack Morris Iris Lurie. Thanks for stopping by. I am a very successful Realtor who specializes in selling homes in the Monmouth County area. I have had almost $30,000,000 in sales in the past two years. I believe that I stand out among other real estate agents because of my dedication to my clients. I have been told that I possess qualities of honesty and integrity, which, unfortunately, seem to be rare in this industry. My client's are my NUMBER ONE priority. I can be reached by phone from 8 o'clock in the morning until 10 o'clock at night. I have decided to devote this portion of my life to two things.....selling Real Estate and seeing my new grandson Mackey. Once you get to know me, you'll understand why my clients are so comfortable with me. My motto is providing "Service with the Golden Touch." and I strive to do just that every day. If you're looking for someone to help you buy or sell a house, you have come to the right place. Just get comfortable, have a seat and feel free to browse through my site. If you have questions about any properties, whether they are listed with me or not, don't hesitate to call me. I will be here to provide you with the service that you need and deserve.

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NUMBER1EXPERT™ in real estate for Manalapan, Jackson and Freehold, New Jersey, town homes, luxury estates

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